Just how to refinance student education loans

Before you begin a software, you’ll need the next:

  1. Identification and Contact Information— Your Social protection quantity, license quantity, permanent address, cell phone numbers and current email address.
  2. Employment Information— Your yearly wage and company’s title, target and telephone number.
  3. Cosigner’s Information— you need to offer most of the information in the list above for the cosigner. You can’t submit the job for consideration/review unless both your details as well as your cosigner’s info is complete.
  4. Contact Information for Nearest Adult Relative— Name, target and phone quantity. Note: general cannot reside at same address while you or your cosigner, or be the cosigner.
  5. Present Student Loan Statements—You will desire a statement that is current each loan you intend to refinance or use in the consolidation. You’ll be able to firmly upload them on the net through the application procedure, therefore copies that are scanned well.

Cosigner Information

Pupils will require the true name and email of the individual they would like to ask being a cosigner due to their loan. Cosigners will get invite to accomplish their percentage of the applying via e-mail.

Demand a Call

Special Offer for University Graduates

Money Back* Loan Amount
$100 $10,000 – $24,999
$200 $25,000 – $49,999
$300 $50,000 – $75,000

To be able to claim provide you with must utilize promo rule StuRefiCash whenever using (Offer expires 3/31/2018).

That Which We Provide

Refinance and combine both federal and student that is private.

Bank-Beating Rates

Select our most readily useful prices beginning at 2.250% APR* (Variable) / 3.450% APR* (Fixed).

Personalized Service

Live customer care available M-F 9am to 5pm PST to talk about your requirements.

Effortless Application

Simple online application and document upload available 24/7.

Borrowing Flexibility

Loan quantities consist of a $5,000 minimum as much as a $75,000 optimum.

Prices and Terms


You can expect two rate that is low, along with your range of 5, 7, 10 or 15-year terms, providing you with the chance to optimize your instalments.

Select the plan that most readily useful fits your requirements.

Adjustable Price

Prices start from
2.250per cent – 6.300% APR*

Fixed Price

Prices start from
3.450per cent – 8.250% APR*

Nevertheless have actually concerns? See our faqs web web page for more information.

Compare the plans open to you with certain re re re payments, prices, and terms. Select the plan that most readily useful fits your requirements.

Select Fixed Or Adjustable

Our fast application procedure can be finished in significantly less than five minutes.

Fast Application

Upload documents to confirm your loans that are current your identification. Screenshots are appropriate.

Upload Documents

Review your loan papers and sign your application electronically.

Indication and you also’re Complete!

We have gathered a summary of the Top student that is recommended Refinance/Consolidation options showing you simply how much you are able to save your self by simply making the change to USCCU today.

Loan Company Loan Name Cheapest APR* Finest APR Terms (Years)
USC Credit Union Education Loan Refi Program 2.25% 8.25per cent 5-15
Wells Fargo Private Consolidation Loan 3.00% 9.99percent 5-20
Discover Private Consolidation Loan 3.99% 7.49percent 10-20
iHelp Consolidation Loan 3.25% 8.00per cent 10-20

Am we eligible?

Candidates must meet up with the after instructions:

  • Be described as a appropriate adult as defined by their state by which you live (age 18 in Ca)
  • Have actually a minumum of one education loan, either federal or private
  • Be described as a U.S. Citizen/national or resident that is permanent a Social Security quantity
  • A satisfactory credit history
  • The very least income that is annual of30,000
  • At the least five several years of credit rating, maybe perhaps perhaps not student that is including
  • Should be a USC Credit Union member*

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